The platform

Everything between
checkout and settlement.

Paydock unifies every connection, capability, and provider behind one API — so you can ship new payment experiences faster, and run a modern stack without re-platforming.

Get in touch

PCI DSS L1SOC2 Type II

Select a layer to explore

Interface module

The entry point for any merchant payments needs

Merchants connect via our low-code payment widgets or ISV plugins. Web and Mobile SDKs, direct APIs and custom-built plugins — fully managed by Paydock.

Low-code checkoutCustom pluginsDirect APIsWeb SDKMobile SDK

100+ connections. No integration needed.

Cards, wallets, BNPL, bank transfers, regional APMs. Switch on what your merchants need; turn off what they don't.

Visa

Mastercard

Amex

Apple Pay

Google Pay

PayPal

Afterpay

Klarna

Open banking

Fraud, loyalty, 3DS, tokenisation

Embed fraud prevention, loyalty, 3DS, and tokenisation — and custom integration based on your established partnerships.

FraudAccertify · Forter

3DSGPayments · scheme native

TokenisationNetwork · gateway · Paydock

LoyaltyCustom partner integration

Centralised reporting, subscriptions, smart routing.

Three forms of tokenisation, a subscriptions engine, customer profiles, smart routing, and a single reporting layer across every provider.

Smart routingUptime · cost · redundancy

SubscriptionsRetries · dunning · profiles

ReportingUnified across every PSP

Customer profilesOne identity per merchant

Multiple acquirers. Custom inhouse stack integration.

Connect to MPGS, CYBS, multiple acquirers, custom inhouse stack, wallets, APMs, and open banking — through one configuration layer.

MPGSLive

CybersourceLive

Multiple acquirersConfigurable

Custom inhouse stackIntegration-led

Six layers. One platform.

Every capability you need to run a modern payment stack.

Interface

Plugins, checkout, direct APIs and mobile SDKs.

PluginsAPIsSDKs

Payment methods

100+ payment connections, no integration needed.

CardsWalletsBNPLAPMs

Value-added services

Fraud, loyalty, 3DS, tokenisation, custom integrations.

FraudLoyalty3DSTokens

Features

Centralised reporting, subscriptions, customer profiles, smart routing.

ReportingSubscriptionsRouting

Acquirer connections

Multiple acquirers, custom inhouse stack integration, wallets, APMs.

AcquirersInhouse Stack

Security & compliance

PCI DSS Level 1 vault, 3DS2, tokenisation, fraud monitoring.

PCI L13DS2SOC2

Smart routing

Every transaction routed to the best outcome.

Paydock's routing engine processes every payment in real time — directing it to maximise uptime, costs and redundancy. Automatic failover keeps payments flowing when a provider has issues.

Route by currency, country, scheme, and provider health
Automatic failover when a PSP is down
Configurable rules — no developer required

See routing in action

Live routing

Visa 4321 — Stripe AUapproved

MC 9087 — Adyen EUapproved

Amex 1102 — failover→recovered

Visa 5544 — lowest-cost

3 routes active · 99.99% uptime last 24h

Tokenisation

Portable tokens. No gateway lock-in.

One PCI Level 1 vault. Three forms of tokenisation. Card data stays portable across every provider, so switching PSPs doesn't mean rebuilding your merchant base.

PCI DSS Level 1 certified vault
Network tokens, gateway tokens, and Paydock tokens
Move merchants between providers without re-tokenising

Learn about tokenisation

Tokenised vault

•••• 4242→tok_8c4f3a…d12b

•••• 9087→tok_a01b9f…87ed

•••• 1102→tok_3d72c1…91bf

Portable across every connected PSP · PCI L1

Subscription engine

Recurring payments, managed end to end.

Run subscriptions, retries, dunning, and customer profiles from one platform. Cards expire, attempts fail, customers update details — we handle the lot.

Smart retries with exponential backoff
Customer profile and card update notifications
Pause, resume, and migrate plans without re-charging

See the subscription engine

12-month subscription run

11/12paid

1retried

0lost